:root {
  --navy: #102033;
  --burgundy: #8f1d3d;
  --cream: #fbf6ed;
  --gold: #c99a3d;
  --gold-soft: #f4d48a;
  --ink: #172033;
  --muted: #667085;
  --card: #ffffff;
  --line: #e7dccb;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.6;
}

a {
  color: var(--burgundy);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.8rem clamp(1rem, 4vw, 3rem);
  background: rgba(251, 246, 237, 0.95);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(12px);
}

.brand {
  color: var(--navy);
  font-weight: 850;
  text-decoration: none;
  white-space: nowrap;
}

nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  font-size: 0.92rem;
}

nav a {
  color: var(--navy);
  text-decoration: none;
}

.section {
  padding: clamp(3rem, 7vw, 6rem) clamp(1.1rem, 5vw, 5rem);
  max-width: 1240px;
  margin: 0 auto;
}

.muted {
  max-width: none;
  background: #f4ecdf;
}

.muted > * {
  max-width: 1140px;
  margin-left: auto;
  margin-right: auto;
}

.hero {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(280px, 0.6fr);
  gap: 2rem;
  align-items: center;
  min-height: 78vh;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 5rem 4vw auto auto;
  width: 35vw;
  height: 35vw;
  background: radial-gradient(circle, rgba(143, 29, 61, 0.17), transparent 65%);
  pointer-events: none;
}

h1,
h2,
h3 {
  color: var(--navy);
  line-height: 1.12;
}

h1 {
  font-size: clamp(2.7rem, 6vw, 6rem);
  letter-spacing: -0.055em;
  margin: 0 0 1rem;
}

h2 {
  font-size: clamp(1.7rem, 3vw, 2.6rem);
  margin: 0 0 1rem;
}

h3 {
  margin-top: 0;
}

.eyebrow {
  color: var(--burgundy);
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 0.78rem;
}

.lead {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 650;
}

.section-lead {
  max-width: 860px;
  font-size: clamp(1.05rem, 1.8vw, 1.25rem);
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin: 1.5rem 0;
}

.button,
button {
  display: inline-flex;
  border: 0;
  border-radius: 999px;
  padding: 0.78rem 1.1rem;
  font-weight: 850;
  cursor: pointer;
  text-decoration: none;
}

.primary {
  background: var(--burgundy);
  color: white;
}

.secondary,
button {
  background: #fff;
  color: var(--navy);
  border: 1px solid var(--line);
}

.notice,
.admin-note {
  color: var(--muted);
  font-size: 0.95rem;
}

.hero-card,
.card,
.quote-card,
.template,
.legal-list article,
.legal-point,
details {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 1.3rem;
  box-shadow: 0 18px 50px rgba(16, 32, 51, 0.07);
}

.three-grid,
.six-grid,
.four-grid,
.template-grid,
.legal-points,
.source-grid {
  display: grid;
  gap: 1rem;
}

.three-grid,
.cost-panel {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.six-grid,
.template-grid,
.legal-points,
.source-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.four-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.two-col {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(280px, 0.7fr);
  gap: 1.5rem;
}

.number {
  display: inline-grid;
  place-items: center;
  width: 2.2rem;
  height: 2.2rem;
  border-radius: 50%;
  background: var(--navy);
  color: white;
  font-weight: 900;
}

.strong-card {
  border-top: 6px solid var(--burgundy);
}

.big-line {
  color: var(--burgundy);
  font-size: clamp(1.35rem, 2.8vw, 2rem);
  font-weight: 900;
  line-height: 1.1;
}

.summary-line {
  border-left: 5px solid var(--gold);
  background: #fff8e8;
  border-radius: 12px;
  color: var(--navy);
  font-weight: 800;
  padding: 0.85rem 1rem;
}

.cost-panel {
  display: grid;
  gap: 1rem;
  margin: 1.5rem 0;
}

.cost-panel > div {
  background: var(--navy);
  border-radius: 26px;
  color: white;
  padding: clamp(1.1rem, 3vw, 2rem);
}

.large-stat {
  color: var(--gold-soft);
  font-size: clamp(2rem, 5vw, 4rem);
  font-weight: 950;
  letter-spacing: -0.05em;
  line-height: 1;
  margin: 0 0 0.85rem;
}

.warning-card {
  background: linear-gradient(135deg, #102033 0%, #203854 100%);
  color: white;
}

.warning-card h3,
.warning-card p {
  color: white;
}

.steps {
  display: grid;
  gap: 0.85rem;
  padding-left: 1.2rem;
}

.checklist {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.7rem;
  list-style: none;
  padding: 0;
}

.checklist li {
  background: white;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 0.85rem 1rem;
}

.checklist li::before {
  content: "✓";
  color: var(--burgundy);
  font-weight: 900;
  margin-right: 0.5rem;
}

.template p {
  background: #f8f3eb;
  border-left: 4px solid var(--gold);
  padding: 1rem;
  border-radius: 12px;
}

.faq {
  display: grid;
  gap: 0.8rem;
}

summary {
  cursor: pointer;
  font-weight: 800;
  color: var(--navy);
}

.footer {
  padding: 2rem clamp(1.1rem, 5vw, 5rem);
  background: var(--navy);
  color: white;
}

.footer p {
  max-width: 1000px;
  margin: 0.5rem auto;
}

.footer a {
  color: var(--gold-soft);
}

@media (max-width: 900px) {
  .site-header {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero,
  .two-col,
  .three-grid,
  .six-grid,
  .four-grid,
  .template-grid,
  .legal-points,
  .source-grid,
  .cost-panel,
  .checklist {
    grid-template-columns: 1fr;
  }

  h1 {
    font-size: 2.65rem;
  }
}